The terms and conditions set out below detail how Orooj Financial & Insurance Ltd.. can be used.
If the "Orooj Financial & Insurance Ltd." website hereinafter referred to as "the website" is used, you are agreeing to be bound by these terms and conditions. If you do not accept any of the terms and conditions stated below, you should not use the website. By using the website, you undertake that you are aged 18 years or older or as applicable in your province.
Please assure that all the details provided by you (or on your authorized behalf) on this Form are true and not intentionally misleading. In addition assure that the information supplied represents yourself and that you are in a legal capacity to provide this information in your province/territory.
By providing personal information on the “Website” you consent and acknowledge that you will be contacted by Orooj Financial & Insurance.". customer service representatives to facilitate an appointment with a licensed advisor in your area.
You will be contacted by our customer service representative to fulfill your quote request.
Your personal information may be disclosed to service providers outside Canada.
"Orooj Financial & Insurance." is a licensed Life insurance brokerage and a marketing company in financial industry connecting consumers seeking Life Insurance products (Prospect Insured) with Life Insurance agents (accredited, qualified and licensed in the province/ territory).
"Orooj Financial & Insurance Ltd.." deals exclusively with qualified and licensed financial specialists (Life Insurance Agents). As part of our advertiser's and Life Insurance Agency due diligence we check qualifications of the product/service providers as part of our approval process.
To the extent permitted by law " Orooj Financial & Insurance Ltd.." exclude liability for an inaccuracies present on the Website. Intellectual Property Rights, Copyright and Trade Marks.
All copyright, design rights, database right, patents, and any rights to inventions, know-how, trade and business names, trade secrets and trade marks (whether registered or unregistered) and any applications therefore (Intellectual Property Rights) in the Website belong to and vest in to "Orooj Financial & Insurance Ltd. or are licensed to "Orooj Financial & Insurance Ltd.." unless otherwise specified. All such rights of to "Orooj Financial & Insurance." are hereby asserted and reserved.
No person other than the rightful owner or licensee of such Intellectual Property Rights may:
Subject as aforesaid, to the maximum extent permitted by law, " Orooj Financial & Insurance Ltd.." excludes liability for any loss or damage of any kind howsoever arising, including without limitation any direct, indirect, punitive or consequential loss whether or not such arises out of any problem you notify to " Orooj Financial & Insurance Ltd.." and " Orooj Financial & Insurance Ltd." shall have no liability to pay any money by way of compensation, including without limitation all liability in relation to:
These terms above shall not limit any rights you might have as a consumer that may not be excluded under applicable law nor shall it exclude or limit " Orooj Financial & Insurance Ltd. "liability for death or personal injury resulting from neither its negligence nor any fraudulent representation.
"Orooj Financial & Insurance Ltd.." have used all reasonable efforts to ensure that all information provided by it is accurate and accords with current standards however it cannot account for the accuracy of information posted by users of the Website.
However it is agreed, acknowledged and understood that the Website and all the services contained within are is provided for your information only;
If " Orooj Financial & Insurance Ltd..does not enforce any provision of this agreement such will not be considered a waiver of any provision or right. In the event that any part of these terms and conditions is held to be unenforceable, such part will at " Orooj Financial & Insurance Ltd.' option be construed as far as possible to reflect the parties" intentions and the remainder of the provisions will remain in full force and effect.
These terms and conditions constitute the entire agreement between you and " Orooj Financial & Insurance Ltd.." and shall apply to the exclusion of all other terms or conditions of contract which you may purport to propose.
Use of " Orooj Financial & Insurance Ltd..and these terms are subject to the laws of Canada which shall exclusively govern the interpretation, application and effect of all the above permissions, exclusions, licenses and conditions of use and shall be construed in accordance with the laws of Canada and the parties submit to the exclusive jurisdiction of the Canadian courts.
It is hereby asserted that the Website is intended for and directed at Canada and no representation or warranty is made as to whether the Website complies with the regulatory regime and local laws of any other countries.
"Orooj Financial & Insurance Ltd..is engaged in the business of providing an information service and ancillary to this is engaged in the transmission, storage, retrieval, hosting, formatting or translation of third party communications without selection or alteration of the content of the communication for which it is a mere conduit. You agree and accept that " Orooj Financial & Insurance Ltd. has no responsibility to review the content of the Communications on the Website all of which are made available on the basis that " Orooj Financial & Insurance Ltd.." shall not be required to exercise any control or judgment of the content or the material posted or contained therein.
Third party websites with links from the Website have not been verified or reviewed by "Insurance Supermarket Inc." and use and access of such third party websites is made at your own risk.
You acknowledge and agree that " Orooj Financial & Insurance Ltd.." do not act in any way as your agent or as the agent for any of the third party companies and services featured on the Website.
Any username and password issued to you is personal to you in order to facilitate your access to the Website and shall not be disclosed to any third party without " Orooj Financial & Insurance Ltd.. prior written consent.
All email communications sent by " Orooj Financial & Insurance Ltd.." and attachments thereto are intended only for the addressee and/or others authorized to receive them. " Orooj Financial & Insurance Ltd.." makes no warranties nor can it assume any responsibility for: